About Us.
XDSDATA is Ghana's No 1 credit reference bureau based in Accra. The company was set up to assist lenders in the critical areas of their lending operations.
We are committed to providing world class credit bureau services through the provision of timely and reliable credit information uniquely designed to suit to the needs of both developed and emerging economies.
Our Core Values
Discover the principles that guide our commitment to excellence in financial services
Our Commitment to Excellence
At XDSData, we are dedicated to upholding the highest standards in credit reporting. Our core principles guide every aspect of our operations, ensuring we provide valuable, reliable, and ethical services to individuals and institutions across Ghana.
Data Integrity
We prioritize the accuracy and security of your information, employing rigorous verification processes.
Empowerment Through Insight
Providing clear, understandable credit information to help you make informed financial decisions.
Customer-Centric Service
Dedicated to supporting our users with responsive and helpful service for all their credit-related needs.
Leveraging the power of data to help lenders in critical areas of lending operations.
As pioneers in the credit bureau business, XDSDATA was instrumental in sensitizing financial institutions by inculcating a mindset around the use of data in credit analytics and decisioning.
Mission
- To build and maintain an advanced credit database that supports the creation of innovative, world-class credit products for the credit market that fosters trust between creditors and borrowers.
- To ensure equitable access to credit opportunities for all individuals and legal entities, empowering them with the tools and knowledge needed to improve their financial standing.
- To drive financial literacy initiatives that support responsible credit management and the value of maintaining a strong credit history.
Vision
To create a sophisticated credit data ecosystem that empowers both creditors and borrowers, expands access to fair credit, and promotes financial literacy on the value of maintaining a strong credit history.
